Privacy Policy

Overview

calq.online ("we", "our", or "us") operates a free EMI calculator tool at calq.online. This page explains what data we collect, why we collect it, and how you can control it. We do not collect any personally identifiable information such as your name, email, or financial details. All calculations happen entirely in your browser.

Data We Collect

We collect anonymous usage data through Google Analytics. This includes pages visited, time spent on pages, device type, browser, and approximate geographic location (country or city level). This data is aggregated and cannot be used to identify you personally. We do not collect loan amounts, interest rates, or any inputs you enter into the calculators — these are processed locally in your browser and never sent to our servers.

Google AdSense and Cookies

calq.online uses Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your prior visits to this site and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to calq.online and other sites on the internet.

You may opt out of personalised advertising by visiting optout.aboutads.info. Alternatively, you can opt out of Google's use of cookies by visiting Google Ad Settings.

Third-Party Services

• Google Analytics — used to understand how visitors use the site. Data is anonymised and subject to Google's Privacy Policy.
• Google AdSense — used to display relevant advertisements. AdSense may set cookies for ad personalisation as described above.

Your Rights

You can disable cookies in your browser settings at any time. Note that disabling cookies may affect the display of advertisements but will not affect the functionality of the calculators. You can also use browser extensions such as uBlock Origin or Privacy Badger to block third-party tracking.

Contact

If you have any questions about this privacy policy, please contact us at hello@calq.online.